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Save when you join us - how it works

Online customers

1. Get a Public Liability quote from us online. You must make sure that the details you provide are the same, or as close as you can get, to your existing insurance cover.

You’ll need to get to the “Summary of Quotation” page on our website and receive the “Full Quotation” email from us.

2. Ring Us: If we’re not cheaper, then please ring us on 0800 0280 380.

You’ll need to tell our sales agent that you got a quote online, and that you’d like them to beat your renewal. They’ll ask you how much your renewal price is, and ask you to send in proof of your renewal cover and price (see below)

Telephone quotations

If you’d like us to beat your renewal over the phone, please mention this to our sales agent at the start of your quote. If our quote isn’t cheaper than your current insurer, let our sales agent know how much you’re currently paying.

The agent will ask you to confirm details of your existing cover, and how much your current renewal quotation is for. They’ll also ask you to send proof of your renewal cover and price (see below).

Sending proof

You can send proof of your renewal cover and price to either bmr@tradedirectinsurance.co.uk, or via the post to:

Beat My Renewal
Trade Direct Insurance
Mill Pool House
Mill Lane
Godalming
Surrey
GU7 1EY

If your current renewal is an email, it may be easiest to forward this to us at bmr@tradedirectinsurance.co.uk

If it’s a paper renewal, it may be easiest to snap a picture with a phone, and email this to us. We don’t need your whole renewal pack – just the key parts about cover and price.

You should keep the originals, as we cannot return documents sent to us relating to this offer

Terms and Conditions – Beat my renewal

  • The offer applies only to like for like cover to your existing Public Liability insurance policy
  • The offer is open to both new and existing customers
  • The discounted price is only available via the phone
  • The offer is only open to customers who have not claimed against a Public Liability or Employers’ Liability policy within the last 3 years
  • You will be required to send proof of your renewal quotation from your existing insurer including details of your cover and premium
  • The offer is based on the cover provided by our Essentials product
  • This offer is not open to customers purchased on any affiliate sites including Quidco, Topcashback and easyfundrasing
  • Acceptance criteria apply
  • Failure to provide proof of your renewal cover and price may either prevent or delay the provision of insurance at the offer price, or the cancellation of your insurance
  • Trade Direct Insurance will not return any documentation received in conjunction with this offer
  • Trade Direct Insurance Services Limited reserves the right to withdraw the offer at any point for any reason
  • The product and insurer offered as part of this promotion is at the discretion of Trade Direct Insurance, and may not be the product or insurer offered online
  • Underwriting terms, conditions and exclusions apply
  • There may be times when we are unable to offer cover, and our decision as to whether we wish to offer insurance is at our discretion
  • The offer is open to businesses located in the United Kingdom, including Northern Ireland, the Isle of Man and the Channel Islands
  • This offer cannot be used in conjunction with any other offers
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Trade Direct Insurance Services Limited (company number 1580129). Registered trading address Mill Pool House, Mill Lane, Godalming, Surrey, GU7 1EY. Trade Direct Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA), firm registration number 307734. You can check this by visiting the FCA website at www.fca.org.uk/register or by contacting the FCA on 0800 111 6768

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