In partnership with the Consumer Protection Association
We're proud to have partnered with the Consumer Protection Association to offer you Public Liability insurance.
- Up to £5 million Public Liability cover for your business needs
- 24 hour tools cover available
- Get £50 cashback* from us when you buy a van insurance policy too!
- We’ll also inform the CPA that you’re insured so they can update your record, saving you the hassle of uploading your certificate
*Please read the £50 cashback Terms & Conditions.
What is Public Liability Insurance?
When you're working on a job there are plenty of potential risks and hazards - not just to you and other tradespeople but also to the public. From tools and materials left lying around to exposed work areas close to the public, there is always the chance of an accident. Public liability insurance is designed to protect you and your business against claims from customers or members of the public.
Why Trade Direct?
- Save 10% with B&Q TradePoint
- Backed by Zurich Insurance Company Ltd
- Feefo™ Platinum Trusted Service Rated
- Expert UK telephone support
- Specialists in Tradesman Insurance
Who do we cover?
- Sole traders
- Contractors
- Partnerships
- Limited Companies
- Limited Liability Partnerships
- Up to 15 employees
- Businesses with turnover up to £3 million
- Single and multiple trades
What trades do we cover?
- Over 70 recognised trades covered
- Plumbers insurance
- Builders insurance
- Heating & Gas Engineers insurance
- Electricians insurance
- Painters and Decorators insurance
- Cover for multiple trades available
Public Liability insurance
- Cover of up to £10 million available
- Professional Indemnity cover (Up to £100,000)
- Financial Loss cover (Up to £100,000)
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover
- Plus optional extensions
- Option to pay in monthly instalments
Your cover options
Essentials
Our Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on Classic by adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Save money with Trade Direct Insurance
All Trade Direct Insurance customers have access to special discounts on a range of products. From tools to materials to services, you can save money all through the year with our partner benefits.
The Consumer Protection Association is an appointed representative of CPA Consumer Guard Ltd (reg. number 02827338, FCA number 306009) which is an Intermediary (Introducer) of Trade Direct Insurance Services Ltd. Authorised and regulated by the Financial Conduct Authority.