What does Personal Tools cover provide?

When selected, our Personal Tools cover provides 24 hour cover for loss of, or damage to, powered and non-powered hand held tools of all types belonging to, leased to, on hire purchase, loan or hired to you or your Employees. This cover includes European Union, including in transit. Mobile phones, smart phones, smart watches or similar wearable devices are not insured. You have the option to choose your excess for Tools cover (Classic and Plus products). A minimum Excess of £100 applies, with a minimum Excess of £250 for claims where payment is made for computers, tablets or similar devices.

Tools cover is available on our Classic and Plus covers.