Employers' Liability cover
What is employers' liability cover?
As an employer you are legally responsible for the health and safety of your staff while they are at work. If a person who works for you becomes ill or is injured while working for you, you could be held liable. If you employ staff it is a legal requirement to have employers’ liability cover.
What's covered?
Our employers’ liability policy is provided by Zurich Insurance Company Ltd, and is designed to cover your legal and compensation expenses from employee claims. It includes (subject to policy terms and conditions):
- Claimant’s costs and expenses
- The cost of defending claims for damages
- Representation at a Coroner’s Inquest
- Unsatisfied court judgements
- Court attendance expenses
How do I get this cover?
If you tell us that you have employees we will automatically add employers’ liability cover to your Tradesman Public Liability policy for £10m. If you need a higher limit, or employers’ liability cover in isolation, then please call us on 0800 0280 380.
Employers' Liability FAQs
Got a specific question about employers' liability insurance? Find out everything you need to know, including what it's designed for, how much you need and more.