Luke was very knowledgeable and helpful when it came to arranging the cover I needed, above all he was very patient in working out exactly what I needed.
Hollard Carpentry Ltd - Sunday, April 13, 2025
“Very good advice and a great price”
Very helpful advice and a great price for my cover
Anthony Kirkbride - Thursday, April 10, 2025
“brilliant service”
I've given them 5 stars as so so easy to deal with, easy steps and a very nice lady on the other end
Mr Mark Rix - Thursday, April 03, 2025
“Simple easy service”
Great simple process
Mr steven Young - Saturday, March 22, 2025
“very helpful and professional”
My experience with trade direct was very impressive, staff was very helpful and professional
FES and Services Ltd - Friday, March 21, 2025
Understanding the problem:
As a plasterer, getting public liability insurance isn't mandatory but you may want to consider it. If a member of the public is injured or suffers a loss as a result of your actions, they may claim for compensation against you. If you’ve got to cover the costs yourself, it can be a major burden on your livelihood and business.
Finding the solution:
With the right Public Liability insurance, you can protect your business from the financial fallout of unexpected events. At Trade Direct Insurance, we specialise in comprehensive and affordable Public Liability insurance specifically designed for plasterers like you. Our policies offer the peace of mind you need to focus on what you do best – delivering quality plastering services.
Our plasterer's Essentials package includes Public Liability insurance and third party cover for Financial Loss.
Public Liability insurance up to £5 million
Third Party Financial Loss £100,000
Employers' Liability insurance £10 million available
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Capital Death Benefit and Tools cover.
Public Liability insurance up to £5 million
Professional Indemnity cover £100,000
Third Party Financial Loss £100,000
Capital Death Benefit
First £1,000 of Tools cover (can be increased to £15,000)
Employers' Liability insurance £10 million available
Plus
Our most comprehensive option, the Plus package builds on the Classic by further adding Temporary Total Disablement Benefit, which can be increased based on your needs.
Public Liability insurance up to £5 million
Professional Indemnity cover £100,000
Third Party Financial Loss £100,000
Capital Death Benefit
First £1,000 of Tools cover (can be increased to £15,000)
Temporary Total Disablement Benefit up to £600 a week per person
Employers' Liability insurance £10 million available
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
Contract Works
Owned Plant
Hired in Plant
Jury Service cover
Who and what we cover
Sole traders, partnerships, limited companies and limited liability partnerships
Plasterers
Individuals and SMEs specialising in plastering work
Businesses with turnover of up to £3 million
Additional related cover for plasterers
Beyond public liability, we offer a range of additional coverage options to further protect your business:
Tools and Equipment cover
Tools insurance can safeguard your valuable tools and equipment against theft or damage.
Professional Indemnity
With our reliable Professional Indemnity insurance, you’ll receive protection against claims resulting from incorrect professional advice supplied to clients.
Other covers
Capital Death Benefit cover is available as part of our Classic and Plus packages. We also offer optional coverages, such as Contract Works insurance, which your business may need on a situational basis.
For more information or guidance, our approachable and knowledgeable customer service team is here to help.
Service rating
Products rating
“very knowledgeable and helpful”
Luke was very knowledgeable and helpful when it came to arranging the cover I needed, above all he was very patient in working out exactly what I needed.
Hollard Carpentry Ltd - April 13, 2025
“Very good advice and a great price”
Very helpful advice and a great price for my cover
Anthony Kirkbride - April 10, 2025
“brilliant service”
I've given them 5 stars as so so easy to deal with, easy steps and a very nice lady on the other end
Mr Mark Rix - April 03, 2025
“Simple easy service”
Great simple process
Mr steven Young - March 22, 2025
“very helpful and professional”
My experience with trade direct was very impressive, staff was very helpful and professional
FES and Services Ltd - March 21, 2025
FAQs - Public Liability insurance for plasterers
Even if it's not legally required, it's highly recommended for plasterers due to the inherent risks involved in the work. Without it, a single claim could financially cripple your business.
While most businesses benefit from Public Liability insurance, those operating in low-risk, office-based environments may not need it. However, if you visit client premises or work on-site, it's essential to have this coverage.
Public liability insurance typically doesn't cover employee injuries (that's where Employers' Liability insurance comes in), damage to your own property, or intentional acts of harm.
Public Liability covers claims for physical injury or property damage, while Professional indemnity insurance covers claims for financial loss due to professional negligence or mistakes in your work.
The level of cover you need depends on the size and nature of your business. We can help you assess your risks and recommend the right level of coverage.
Contact us immediately after an incident, and we'll guide you through the claims process.
Tools are your livelihood, that's why we offer standalone cover just for your tools. A great addition to an existing policy, tools insurance covers you up to £15,000.
Don't leave your business vulnerable to unexpected risks. Get the peace of mind you deserve with comprehensive Public Liability insurance designed for plasterers.
Get a personalised quote today and see how affordable peace of mind can be.