Really straightforward and stress free. Sorted really quick and easy. Thank you!
Mr Keanu Pastor - Wednesday, January 01, 2025
Absolutely brilliant, would highly recommend, able to chat with someone on the phone which is a novelty. Very helpful as my requirements were quite complicated, but nothing was too much trouble. Then later found out that I needed to alter some things, called back and once again everything was taken care of. Also filled in some complicated contractors forms. Outstanding.
Mr Mark Newey - Friday, December 27, 2024
Very fast and straightforward. And helpful
Mr Raymond Daniel - Thursday, November 14, 2024
I have just returned to my old trade after a 6 month trial of employed work. It wasn’t for me. I called up Trade Direct Insurance for all my public liability insurance needs & I’m happy to report it was as easy to set up as putting on my favourite pair of slippers after a hard days work. Many thanks TDI.
R J Hunter - Wednesday, November 13, 2024
Understanding the problem:
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Finding the solution:
With the right public liability insurance, you can <lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.>
Public Liability Insurance is a crucial safeguard that covers the cost of claims made against you by third parties (clients, members of the public) for:
Injury
If someone gets hurt due to your work, your insurance can cover their medical expenses and compensation.
Property Damage
If your work accidentally damages someone's property, your insurance can cover the repair or replacement costs.
Legal Defence Costs
In the event of a claim, your insurance can help cover legal fees and court costs.
Why choose our Public Liability Insurance for <TRADE>?
We understand the unique challenges plumbers face. That's why our policies are:
Tailored for <TRADE>
Our basic coverage includes public liability insurance and third party financial loss cover. Employers' liability insurance is also available.
Affordable
We offer competitive premiums, priced to reflect your business circumstances.
Backed by experts
Our team of experienced insurance professionals is here to guide you through the process and provide support when you need it most.
Our <TRADE> Essentials package includes Public Liability insurance and third party cover for Financial Loss.
Public Liability insurance up to £5 million
Third Party Financial Loss £100,000
Employers' Liability insurance £10 million available
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
Public Liability insurance up to £5 million
Third Party Financial Loss £100,000
Professional Indemnity cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Employers' Liability insurance £10 million available
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
Public Liability insurance up to £5 million
Third Party Financial Loss cover £100,000
Professional Indemnity cover £100,000
Accidental Death cover
First £1,000 of Tools cover (can be increased to £15,000)
Personal Accident cover up to £600 a week per person
Employers' Liability insurance £10 million available
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
Contract Works
Owned Plant
Hired in Plant
Jury Service cover
Who and what we cover
Sole traders, partnerships, limited companies and limited liability partnerships
<TRADE/S>
Individuals and SMEs specialising in <SHORT TRADE DESCRIPTION>
Businesses with turnover of up to £3 million
Additional related cover for <TRADE>
Beyond public liability, we offer a range of additional coverage options to further protect your business:
Tools and equipment cover
Tools insurance can safeguard your valuable tools and equipment against theft or damage.
Professional Indemnity
With our reliable professional indemnity insurance, you’ll receive protection against claims resulting from incorrect professional advice supplied to clients.
Capital Death Benefit
This cover is available as part of our Classic and Plus packages. We also offer optional coverages, such as Contract Works insurance, which your business may need on a situational basis.
For more information or guidance, our approachable and knowledgeable customer service team is here to help.
Service rating
Products rating
Easy to arrange and a competitive price
Mr John Oldham - January 02, 2025
Really straightforward and stress free. Sorted really quick and easy. Thank you!
Mr Keanu Pastor - January 01, 2025
Absolutely brilliant, would highly recommend, able to chat with someone on the phone which is a novelty. Very helpful as my requirements were quite complicated, but nothing was too much trouble. Then later found out that I needed to alter some things, called back and once again everything was taken care of. Also filled in some complicated contractors forms. Outstanding.
Mr Mark Newey - December 27, 2024
Very fast and straightforward. And helpful
Mr Raymond Daniel - November 14, 2024
I have just returned to my old trade after a 6 month trial of employed work. It wasn’t for me. I called up Trade Direct Insurance for all my public liability insurance needs & I’m happy to report it was as easy to set up as putting on my favourite pair of slippers after a hard days work. Many thanks TDI.
R J Hunter - November 13, 2024
FAQs - Public Liability Insurance for <TRADE>
Even if it's not legally required, it's highly recommended for <TRADE> due to the inherent risks involved in the work. Without it, a single claim could financially cripple your business.
While most businesses benefit from public liability insurance, those operating in low-risk, office-based environments may not need it. However, if you visit client premises or work on-site, it's essential to have this coverage.
Public liability insurance typically doesn't cover employee injuries (that's where employers' liability insurance comes in), damage to your own property, or intentional acts of harm.
Public liability covers claims for physical injury or property damage, while professional indemnity insurance covers claims for financial loss due to professional negligence or mistakes in your work.
The level of cover you need depends on the size and nature of your business. We can help you assess your risks and recommend the right level of coverage.
Contact us immediately after an incident, and we'll guide you through the claims process.
For a deep dive into the key aspects of insurance for plumbers, our comprehensive plumbers’ insurance information hub has the answers you need.
Related insurances
Tools Insurance
Tools are your livelihood, that's why we offer standalone cover just for your tools. A great addition to an existing policy, tools insurance covers you up to £15,000.
Don't leave your business vulnerable to unexpected risks. Get the peace of mind you deserve with comprehensive Public Liability Insurance designed for plumbers.
Get a personalised quote today and see how affordable peace of mind can be.