Handyman Public Liability Insurance
Your cover options
Essentials
Our handyman's Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need handyman insurance cover?
There’s no end to the jobs that you can turn your hand to. And we all know how unpredictable that can be. You’re the one who fixes everyone’s problems, and makes it look easy. But even the most skilful handymen and women can find the smallest of jobs can cause the biggest problems. An injury, an unhappy customer or stolen tools – it’s a headache you can do without. The right insurance is designed to cover you if an accident does happen. And that peace of mind is priceless.
Public liability insurance for handymen
Because no two days are the same, it’s unfortunate that accidents can happen. You’re in and out of customers’ homes and working with different members of the public every day. Lifting and shifting, hanging and banging, gutting and cutting…it’s no wonder our handyman insurance is so popular! All it takes is a quick call to us and you, your team, your customers and your equipment is covered. No hassle whatsoever. And the level of public liability cover can be tailored to your needs – now that’s handy!
Why choose us?
- 150,000 customers so far have chosen Trade Direct Insurance
- Safe and secure buying process
- Immediate cover with no paperwork to complete
- Quick quote in 60 seconds
What is covered by our handyman public liability insurance cover?
If you choose our Classic or Plus cover you will also get up to £1,000 cover for your tools. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van following a violent and forcible break in to your vehicle. If necessary, cover can be extended up to £15,000. You will also receive £100,000 worth of professional indemnity insurance.
If you select Classic or Plus cover options, you have the option to take our Personal Accident insurance, which is designed to pay you an income in the event that you’re unable to work due to an accident at work. You could also select Jury Service cover which may provide an income if you have to take time out for jury service.
Fast, competitive handyman insurance quotes
You can find out more about our liability insurance for handymen on this website. For instant handyman insurance quotes and immediate cover, please click the red “Get a Quote” button above, or chat to our friendly and professional team on 0800 0280 380. See how Trade Direct can help you secure your future.
Related content
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Professional indemnity insurance FAQs
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Employers' liability insurance FAQs
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Optional Extensions FAQs
Extensions that are available as part of our Tradesman's Liability product, what they’re designed to cover and when they can be added.
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