Fencing Contractor's
Public Liability Insurance
Your cover options
Essentials
Our fencing contractor's Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Tailored fencing contractors insurance
We understand fencing contractors work in a wide variety of locations, including residential and commercial properties, building sites and open land, many have tools or plant on site too.
Our specialised fencing contractors insurance is there should an accident happen, and because we have a detailed understanding of the fencing business, we can provide the right insurance for you, your clients, your equipment and the public – to give you peace of mind to get on with your job.
Public liability insurance for fencers
Our self-employed and small business fencing contractors public liability and employers' liability policy has been designed specifically for us, and is a unique builders and general contractors liability insurance policy. We’ve developed our unique insurance policy with Zurich Insurance Company Ltd – giving you the comfort of backing from one of the biggest names in the insurance world. Plus, you have the option to pay in monthly instalments on Direct Debit.
Who do we cover?
- Sole Traders, Partnerships, Limited Companies and Limited Liability Partnerships
- Fencing contractors and fencing specialists
- Individuals and small to medium sized businesses involved in fencing construction
- Businesses with a turnover up to £3 million, and up to 15 employees
Policies designed for individuals and small businesses
Our Public Liability product is designed to be flexible, meeting the differing needs of fencing specialists, from sole traders to businesses with turnover up to £3 million and up to 15 employees. We offer 3 products, designed to reflect different business needs:
Essentials is a self employed fencing contractors Public Liability policy which offers cover with limits of £1 million, £2 million and £5 million. If you have up to 15 employees or labour only sub-contractors, £10 million of Employers’ Liability cover is included with all our Public Liability policies. In addition to this, we offer a range of optional extensions including Owned Plant, Hired-In plant, Contract Works and Jury Service (applicable to the policyholder only).
If you want broader cover, Classic extends Essentials by including £1,000 of Tools insurance cover for the policyholder. This cover is effective 24 hours a day, anywhere in the UK, and includes overnight thefts from your van - following a violent and forcible break in to your locked vehicle. If necessary, cover can be extended up to £15,000. Classic also includes £100,000 of Professional Indemnity insurance – designed to pay for fees defending claims against you for professional advice that you’ve provided.
Our widest level of cover is our Plus product which includes Personal Accident Insurance - designed to pay a weekly sum if you’re unable to work as the result of an accident at work.
Industry leader
Trade Direct’s unique combined liability insurance policy has been developed with Zurich Insurance Company Ltd – one of the insurance industry leaders – to give you the comfort of knowing that you have the backing of one of the most recognised names in the business.
Our team knows that not all construction contractors are the same. We work with more than 70 trades from builders to fencing contractors to window cleaners, so we know that you need an insurance policy that suits your specific business requirements.
Get a quote
To obtain a fencing contractors quote, click on the red “Get a quote” button, call us on 0800 0280 380 where one of our friendly and professional team will help, or find other ways to contact us via our contact us page.
Related content
Public liability insurance FAQs
Got a specific question on public liability insurance? Find out everything you need to know, including what it's designed for, the levels of cover, plus much more.
Professional indemnity insurance FAQs
Need to know more about our professional indemnity insurance? Find out what it is, who it's for and why it's important with our informed FAQs.
Employers' liability insurance FAQs
Are you a small business who employs a number of staff? Find out everything you need to know about employer's liability insurance.
Optional Extensions FAQs
Extensions that are available as part of our Tradesman's Liability product, what they’re designed to cover and when they can be added.
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