Public Liability insurance for
Carpenters & Joiners
Your cover options
Essentials
Our carpenter's Essentials package includes Public Liability insurance and cover for Financial Loss.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Financial Loss £100,000
Classic
Our Classic package builds on the Essentials by offering Professional Indemnity cover as well as Accidental Death and Tools cover.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
Plus
Our most popular option, the Plus package builds on the Classic by further adding Personal Accident cover, which can be increased based on your needs.
- Public Liability insurance up to £5 million
- Employers' Liability insurance £10 million
- Professional Indemnity cover £100,000
- Financial Loss cover £100,000
- Accidental Death cover
- First £1,000 of Tools cover (can be increased to £15,000)
- Personal Accident cover up to £600 a week per person
Extras
Looking for extra insurances for your building work? We have a list of optional extras to give you the cover you need:
- Contract Works
- Owned Plant
- Hired in Plant
- Jury Service cover
Why do you need carpentry business insurance cover?
You and your carpentry or joinery company may be financially liable for the result of accidents caused by you, your company or a contractor, either on your site or elsewhere. Public liability claims can be very expensive, which could have a major impact on you or your business. As well as giving you peace of mind to get on with your job, many companies and trade associations require evidence of public liability insurance.
Public liability insurance for carpenters
Carpenters’ and Joiners' public liability insurance might not be a legal requirement, but it makes sound business sense to have it. It provides protection for you and your business against claims that may arise from a member of the public as a result of your actions or your employees. If you don’t have public liability insurance, you’ll have to cover the costs of any damages. Plus, you have the option to pay in monthly instalments on Direct Debit.
Who do we cover?
- Sole traders, partnerships, limited companies and limited liability partnerships
- Carpenters and joiners who work on domestic and commercial properties
- Individuals, small to medium sized businesses specialising in build, repair or maintenance work
- Businesses with turnover of up to £3 million
Features of our insurance for carpenters
We know how vital your tools are to the day to day running of your business, so we have included £1,000 all risks tools insurance as standard with our Classic and Plus cover. Your tools are covered 24 hours a day, and protects you in the event that they are stolen from a locked vehicle or damaged anywhere in the UK. This cover can be extended to £15,000 if necessary.
Professional indemnity insurance of £100,000 is also included as standard with our Classic and Plus cover.
Cover for bigger businesses
We provide carpenters and joiners’ Liability insurance online for businesses with an annual turnover up to £3 million and up to 15 manual employees. If your business is bigger than this, please ring our UK based team on 0800 0280 380 for a quote, or find other ways to contact us via our contact us page.
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